How We Track Programs
Utah DPA Finder is committed to providing accurate, up-to-date information about down payment assistance programs. Here's how we do it.
Our Commitment to Accuracy
Down payment assistance programs change frequently — funding runs out, income limits update, new programs launch. We built this tool to help Utah homebuyers navigate these programs, and that only works if the information is reliable. When we're not 100% certain about something, we'll tell you.
Where Our Data Comes From
Direct from municipal housing departments and grant programs
Direct communication with program contacts for verification
How We Keep Information Current
Monitor Official Sources
We regularly check official program websites, housing authority announcements, and HUD updates for changes to income limits, funding status, and eligibility requirements.
Verify & Update Data
When changes are detected, we verify the information with multiple sources before updating our database. This includes contacting program administrators when needed.
Expert Review
Tim Hawkes and Jake Peterson, licensed Utah mortgage professionals, review all program data for accuracy and completeness based on their direct experience with these programs.
Publish Updates
Verified changes are published to the site immediately. Each program listing includes a 'last verified' date so you know how current the information is.
Why This Site Exists
Utah Down Payment Programs is a free educational resource created to help Utah homebuyers understand and compare the many down payment assistance programs available across the state.
This site is funded and maintained by licensed mortgage professionals who work in the industry, but the resource itself is offered completely free — no registration, no hidden fees, no obligation. Our goal is simply to help buyers understand their options.
If you find this tool helpful and decide you want professional assistance with a mortgage, we're happy to help — but that's entirely your choice. The educational content stands on its own regardless.
Important Things to Know
- Programs Change: Funding status, income limits, and eligibility requirements can change at any time. Always verify current requirements with the program administrator before applying.
- Estimates Only: Quiz results are estimates based on the information you provide. Final eligibility is determined by the administering agency and your chosen lender.
- Not Legal or Financial Advice: This tool is for educational purposes only. Consult with a licensed mortgage professional for personalized advice about your situation.
- Third-Party Programs: We are not affiliated with or endorsed by any government agency or housing authority. We simply aggregate publicly available program information.
Who Maintains This Resource
Utah DPA Finder is maintained by Tim Hawkes and Jake Peterson, licensed Utah mortgage loan officers with The Tim Hawkes Team at Cornerstone Home Lending. With combined experience of 25+ years helping Utah families navigate home financing, they created this tool to make down payment assistance information more accessible.