Privacy Policy
Last updated: January 12, 2026
Introduction
Utah Down Payment Programs ("we," "our," or "us") operates the website utahdownpaymentprograms.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our eligibility quiz tool.
This website is maintained by The Tim Hawkes Team at Cornerstone Home Lending (NMLS #2258). By using this site, you also agree to Cornerstone Home Lending's privacy practices.
Information We Collect
Quiz Information
When you use our eligibility quiz, we collect the information you voluntarily provide, including:
- Property location (county and/or city)
- Household size
- Annual household income
- First-time homebuyer status
- Veteran status
- Occupation category
- Expected purchase price range
We do NOT collect: Social Security numbers, dates of birth, bank account information, or credit card numbers through our eligibility quiz.
Contact Information
If you choose to contact us or request follow-up assistance, we may collect:
- Name
- Email address
- Phone number
- Any additional information you provide in your message
Automatically Collected Information
Like most websites, we automatically collect certain information when you visit, including:
- IP address
- Browser type and version
- Pages visited and time spent
- Referring website
- Device information
How We Use Your Information
We use the information we collect to:
- Provide personalized down payment assistance program recommendations
- Respond to your inquiries and requests
- Improve our website and services
- Connect you with mortgage professionals if you request assistance
- Send communications you have opted into
- Comply with legal obligations
Information Sharing
We do not sell your personal information. We may share your information with:
- Cornerstone Home Lending: As the parent organization, they may receive information if you request mortgage assistance
- Service Providers: Third parties who help us operate our website (hosting, analytics)
- Legal Requirements: When required by law or to protect our rights
Cookies and Tracking
We use cookies and similar technologies to improve your experience. You can control cookies through your browser settings. We may use:
- Essential cookies for website functionality
- Analytics cookies to understand how visitors use our site
Data Security
We implement appropriate technical and organizational measures to protect your personal information. However, no internet transmission is completely secure, and we cannot guarantee absolute security.
Your Rights
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information
- Opt out of marketing communications
To exercise these rights, contact us at jake@thetimhawkesteam.com.
Third-Party Links
Our website contains links to third-party websites, including program administrator sites (Utah Housing Corporation, city and county websites). We are not responsible for the privacy practices of these external sites.
Children's Privacy
Our website is not intended for individuals under 18 years of age. We do not knowingly collect information from children.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date.
Contact Us
If you have questions about this Privacy Policy, please contact us:
- Email: jake@thetimhawkesteam.com
- Phone: (801) 820-7620
- Address: 1725 E 1450 S Ste 100, Clearfield, UT 84015
Mortgage Lending Disclosures
Mortgage services provided by Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Member FDIC. NMLS #2258. Equal Housing Lender.
Tim Hawkes NMLS #8785 | Jake Peterson NMLS #1692825