Funds AvailableLaytonForgivable Loan
At Home in Layton
Layton City CDBG
$10,000
Maximum Assistance
80%
AMI Income Limit
5 years
Until Forgiveness
Program Summary
Up to $10,000 as forgivable second lien. Fully forgiven after 5 years of occupancy. Repaid if sold/refinanced before 5 years.
Eligibility Requirements
Location
Property must be in Layton
Buyer Type
First-time buyers only (no home ownership in past 3 years)
Income Limit
Household income must not exceed 80% of Area Median Income (AMI) for your county and household size.
Primary Residence
Must be your primary residence (not investment property)
How to Apply
Apply with lender pre-approval and required documents. Funds available annually until exhausted or June 30.
Required Documents
- Pre-approval
- Tax returns
- Pay stubs
- Purchase contract