Funds AvailableOgden, Salt Lake City, ProvoGrant
Community Lending Program
Participating Lenders (CRA Designated Areas)
$4,500
Maximum Assistance
999%
AMI Income Limit
Program Summary
HIDDEN GEM: 2% pricing incentive (up to $4,500) for homes in designated CRA areas of Ogden, Salt Lake City, or Provo. NO INCOME LIMITS. Repeat buyers welcome. Results in lower interest rates and/or reduced fees. Must purchase in yellow-highlighted areas on the eligibility map. Can be STACKED with other DPA programs!
Eligibility Requirements
Location
Property must be in Ogden or Salt Lake City or Provo
Buyer Type
Open to all buyers (first-time and repeat)
Income Limit
Household income must not exceed 999% of Area Median Income (AMI) for your county and household size.
Primary Residence
Must be your primary residence (not investment property)
How to Apply
1) Search the eligibility map at hub.collateralanalytics.com/correspondentsearch for Ogden, UT, Salt Lake City, UT, or Provo, UT. 2) Look for yellow-highlighted areas and properties within them. 3) Work with a participating lender (like The Tim Hawkes Team) who offers this program. 4) Benefit applied automatically at closing if property qualifies.
Required Documents
- Property must be in designated CRA area (verified via map search)
- Standard mortgage documentation
- Primary residence certification
Contact Information
Contact your lender to see if they participate | The Tim Hawkes Team: (801) 820-7620
Official WebsiteLast verified: 2026-01-14