Funds AvailableOgdenDeferred Loan
Own in Ogden
Ogden City Community Development
$20,000
Maximum Assistance
80%
AMI Income Limit
Program Summary
0% interest deferred loan: $10,000 for general buyers, $15,000 for K-12 teachers/administrators or Ogden City employees, $20,000 for Ogden Police Officers & Firefighters. Repaid when home is sold, refinanced, or no longer primary residence. Max purchase price $430K (existing) or $467K (new construction).
Eligibility Requirements
Location
Property must be in Ogden
Buyer Type
Open to all buyers (first-time and repeat)
Income Limit
Household income must not exceed 80% of Area Median Income (AMI) for your county and household size.
Primary Residence
Must be your primary residence (not investment property)
Buyer Contribution
You must contribute at least $500 of your own funds
Homebuyer Education
Completion of a HUD-approved homebuyer education course is required
How to Apply
1) Fill out contact form on Ogden City website to check eligibility. 2) Complete HUD-certified homebuyer education course. 3) Submit application with all required documents (some require notarization). 4) Await conditional approval. 5) Complete safety inspection. 6) Final review & closing.
Required Documents
- Own in Ogden application (signed/notarized)
- Income verification
- HUD-certified homebuyer education certificate
- Employment verification (for teacher/city employee/first responder bonus)
- Purchase contract
Contact Information
801-629-8000 | communications@ogdencity.com
Official WebsiteLast verified: 2026-01-08