About Clinton
Clinton is a growing city in northwest Davis County, offering affordable homes and a small-town feel while being close to Hill AFB and major shopping areas. It's popular with families and military personnel.
Key Facts
- Small-town feel with growing amenities
- Very close to Hill Air Force Base
- More affordable than neighboring Syracuse
- Good Davis School District schools
Need Local Help?
Our team specializes in Davis County DPA programs. We're located in Clearfield and serve all of Clinton.
DPA Programs Available in Clinton
6+ down payment assistance programs serve Clinton homebuyers
UHC FirstHome Loan
first mortgageUHC's lowest interest rate first mortgage for first-time homebuyers. FHA or VA financing. Requires 660 minimum credit score. Can be combined with UHC DPA Second Mortgage. Income limits: $116,100-$142,400 (1-2 person) depending on county. Max purchase price varies by county ($544,200-$772,400).
UHC FHA/VA Mortgage
first mortgageFHA or VA first mortgage for first-time OR repeat buyers. Interest rate slightly higher than FirstHome. Requires 620 minimum credit score. Allows 1-2 unit properties (can rent part of home). Income limit: $162,500 qualifying income. No purchase price limit. Can combine with UHC DPA.
UHC Freddie Mac HFA Advantage
first mortgageConventional loan program with potentially lower monthly mortgage insurance than FHA. Requires 680 minimum credit score. May have slightly higher interest rate but lower MI = lower overall payment. Income limit: $162,500. Can combine with UHC DPA. Good for buyers with strong credit.
UHC DPA Second Mortgage (Traditional)
second mortgageBorrow up to 6% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed rate, 1% higher than first mortgage (max 8%). Monthly payment required. Must be combined with UHC first mortgage (FirstHome, FHA/VA, or HFA Advantage).
UHC DPA Second Mortgage (Deferred)
deferred loanBorrow up to 3.5% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed at 3.5% deferred simple interest. NO MONTHLY PAYMENT required. Principal + deferred interest due on sale, refinance, or maturity. Must combine with UHC first mortgage.
UHC Utah Veteran Grant
grantTRUE GRANT - $2,500 cash at closing, NO REPAYMENT REQUIRED. For veterans or active military who separated within last 5 years AND are first-time Utah homebuyers. Limited funds available (79 remaining as of Jan 2026). Can combine with any UHC loan program.
Clinton Down Payment Assistance FAQ
What down payment assistance is available in Clinton?
Clinton homebuyers can access the Davis County Homeownership Program (up to $50,000 when available) plus statewide UHC programs. Clinton's lower median prices mean DPA covers a larger percentage of your purchase.
Is Clinton good for first-time homebuyers?
Yes! Clinton offers more affordable entry points than Syracuse or Layton while still being in Davis County with access to the same DPA programs. Many first-time buyers find Clinton stretches their budget further.
Are there programs for Hill AFB employees in Clinton?
Military members have access to UHC VA programs and the Utah Veteran Grant. DOD civilian employees can use standard programs. Clinton's proximity to Hill makes it very popular with base personnel.
How do I get started buying in Clinton?
Take our free eligibility quiz to see which programs you qualify for. Our office in nearby Clearfield specializes in helping Davis County buyers — call (801) 820-7620 or visit us.